best mortgage rates for 5% down
How 5% Down Tactics Beat Highest 2026 Mortgage Rates
In March 2026 the national average 30-year fixed mortgage rate was 5.81%, making 5-percent-down loans the most affordable option for many first-time buyers. With rates hovering just above five percent, borrowers can combine a modest down payment with favorable terms to keep monthly payments manageable. I explain how to