mortgage rates decline

mortgage rates decline

Mortgage Rates vs Affordability: 3 Savings Hacks

When mortgage rates fall, borrowers can boost savings by using three hacks: adjust escrow forecasts, leverage state incentives, and calculate break-even points. Since mid-2025, mortgage rates for a 30-year fixed loan have dipped 0.6 percentage points from the 7.2% peak, easing monthly payments by up to $220 for