mortgage rates today for refi
Can Mortgage Rates Threaten Your Refinance Dream?
Yes, a 6.38% average 30-year rate on July 20, 2026 can turn a refinance dream into a cost trap, especially for borrowers with modest equity. When rates rise, monthly payments swell and the breakeven point stretches, making it easy to misjudge long-term savings. Financial Disclaimer: This article is for