subprime mortgage
Surprising AI Lenders Slash Mortgage Rates Amid Rising Delinquency
Surprising AI Lenders Slash Mortgage Rates Amid Rising Delinquency Online lenders are using AI-driven eligibility tools to offset higher delinquency rates, offering many borrowers a genuine lifeline by lowering required rates and expanding access. In the week ending April 30, 2026, the 30-year fixed mortgage rate rose to 6.30%